Financial Analysis of SNAG Ltd - 1003 Words

Financial Analysis of Snag Ltd Table of Contents TOC o 1-3 h z Caption,3 HYPERLINK l _Toc342820944 1. Executive Summary PAGEREF _Toc342820944 h 3 HYPERLINK l _Toc342820945 2. Financial Analysis PAGEREF _Toc342820945 h 3 HYPERLINK l _Toc342820946 2.1 Profitability PAGEREF _Toc342820946 h 3 HYPERLINK l _Toc342820947 2.2 Efficiency PAGEREF _Toc342820947 h 4 HYPERLINK l _Toc342820948 2.3 Liquidity PAGEREF _Toc342820948 h 4 HYPERLINK l _Toc342820949 2.4 Capital Structure PAGEREF _Toc342820949 h 5 HYPERLINK l _Toc342820950 3. Summary of Findings PAGEREF _Toc342820950 h 5 HYPERLINK l _Toc342820951 References PAGEREF _Toc342820951 h 6 HYPERLINK l _Toc342820952 Appendices PAGEREF _Toc342820952 h 6 1. Executive Summary Snag Ltd share price has declined significantly, falling from $0.99 in 2010 to $0.43 in 2012. The fall reflects firms financial performance. Profitability has sharply decreased, the net profit was only 1.58% in 2012; lower than equivalent ratio for the worst 25% of firms. Efficiency measures also indicate a decline in performance, reflecting the poor net profit, including declines in the return on equity and assets. Ratios indicate poor inventory and asset turnover, and poor liquidity, but these do not appear to be the cause of the current problems. The increasing direct costs and the disproportionately high increase in the overhead costs appear to be the main problem. 2. Financial Analysis Snags Ltd share hasShow MoreRelatedPEST Analysis for target canada Essay1442 Words   |  6 Pages Case 1 PEST analysis for Target Canada MGMT 6057 Contemporary Business Management Fanshawe College Submitted To: Albert Knab Submitted By: Deshana Shah Student Id: 0725963 Date: October 18, 2014 Target Canada gets to be favoured shopping goal from retail chain roots. First and foremost Target store was secured in 1962. 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Read MoreProject Management32831 Words   |  132 Pagesorganisation (Nolan Model) in relationship to the importance of GIS for the organisation (Mc Farlan). The way a GIS project should be handled depends, to a large extend, on these two positionings. 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The Mill By John Stuart Mill - 1537 Words

John Stuart Mill was a famous philosopher and historian. Jeremy Bentham who advocated for utilitarianism just like Mill influenced much of Mill’s works. Mill’s works were also greatly influenced by Jeremy Bentham’s brother, Samuel and Mill’s father, James. Mill had many early works prior to his writings on utilitarianism. Mill discusses how to determine right and wrong, but this seems to be an ongoing conflict. Mill believes that in order to prove goodness you must have ethical morals lined up in order to honor that goodness. Mill also focuses on morality and goodness being proved by legislation and welfare. Mill feels that individuals should practice morality based upon laws and receive proper punishment if they do not obtain goodness or happiness in the appropriate manners; unjust actions should result in consequences. Mill argues that actions should be done based upon not simply the happiness of yourself, but the happiness that will result in others. 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Accounting Risk & Insurance

Question: What is Risk Insurance?Explain Financial Statements on Insurers. Answer: Introduction In this assignment risk management will be analysed, the financial statements of the insurers and evaluating policies suitable for business. The course will focus upon Takaful insurance as a means of alternative to conventional insurance policy. In conventional insurance the risk is transferred to the insurance company i.e. insurer from the policy holder i.e. insured in relation to the premium paid. It has uncertainty associated i.e. gharrar as it is impressible by Islam (Yakob et al.). The loss and compensation are uncertain here as it is a form of gambling (maisir) as insurer is paying the amount i.e. premium. The funds are invested as bonds, securities etc. attracting fixed interest. It contains usury ( riba) that is prohibited in Islam. The profit generated belongs to the shareholders and the insured is not getting the payment after the policy period expires. Takaful is not sharing risk but, mutual cooperation is shared by individuals having same pool by having only takaful manager. The elements of gharrar, riba and maisir are eliminated by replacing it with conditional donations (tabarru) done for a good cause. The contribution is towards brotherhood in the spirit of purity (Neea) and investments are made into non-interest funds. At the end the surplus generated is returned proportionality as per the contribution made at the end of the accounting period (Archer, Abdel Karim and Nienhaus). 1. Evaluate Upon Risk Management on Its Importance Risk is a chosen probability action or process that leads to undesirable outcome and traditionally risk was associated with uncertainty of the events taking place in future. As stated by IFSB Chairman and Saudi Arabian Monetary Agency (SAMA) risk is not associated with religion. Risk in Islam in divided into two aspects unique and generic risk whereas, generic risk is having credit, market, oprtational and liquidity risk. Alternatively, unique risk includes shariah non risk, equity investment and commercial risk. In Islamic industry the most close to Takaful industry is unique risk. Risk management in insurance is used in terms of pure risks that may be only restricted to insured risks (Dionne 147-166). So, when an insurer speaks about risk management it deals with finding the ways of improving or reducing the potential loss of risk that is being invited or on the verge of invitation. In terms of management from Islamic perspective the life of human being is organic with no differentiation in religions, secular and matters. They are guided by the principles of shariah as men are not responsible and accountable for their actions. The areas of Takaful insurance cover investment management, human resources and compliance. In Takaful industry it helps in identifying the Takaful operator losses and using the most appropriate for treating it effectively. They are observed by imposing conditions on them regarding outsourcing of the management funds for viewing its effectiveness by managing it effectively within risk management framework (Yusof, Lau and Osman 1). This is done along with Chief Risk Officer (CRO) liable for seeing the risks like operational risk by making it in compliance with Shariah. The role played by CRO is to identify the risk by taking integrated measures for it. The risk management by Shariah is a system to control and monitor the assessment of Shariah and in order to manage the risks various objectives are guiding Takaful insurance. They are: Having a achievable rate of return on investments if it is possible The continuity should be there for their going concern The safety of Takaful fund is necessary by safeguarding it unfortunate conditions To ensure that the fund generated is able to pay as per obligations and claims The risks associated with Takaful operators are of three types- financial, operational and business (Aris and Tapsir). 2. Explain Financial Statements on Insurers A financial statement is a formal record that contains the financial activities and positions in a business, entity or person. The information is presented in a systematic manner that is easy to understand thereby discussing and analyzing it effectively. The various kinds of financial statements in respect to insurers are: Balance Sheet It is also refereed as statement of financial position that contains the information about the organization liabilities, assets and owners equity at a specific time period. It represents the financial position at the end of financial quarters (Fraser and Ormiston). The advantages are: The amount of capital can be known by ascertain it in business The financials are disclosed by showing the assets and payment paid in terms of liabilities The liabilities and assets have to be compared by generating the progress in the business It discloses the property of owner in his interest In order to manage the business effectively various ratios have to be generated that have to be effective in nature The disadvantages are: The assets are not represented in their true form in balance sheet as historical cost is attached to it. This provides inaccurate reflection of the market value (Guthmann) The non-monetary use of assets is not considered such as honesty, skill, loyalty of workers and intelligence. The current assets provided are not on their estimated value so in balance sheet it is not representing its true financial position. Income Statement This is done in respect to specific time period of business that includes income and expenses with a time span. The information is generated on ROI, operating capabilities and financial flexibility. It includes two sections- non-operating and operating whereas, in operation section it contains expenses and revenues. Similarly, non-operating section has gains and revenues for non-primary business activities that consist of interest expense, finance costs and income tax expense. (Damant 10-18) The pros being: For investors it is god as it contains detail information that accounts to operational efficiency, operational, profits etc. It represents the profitability over a period by making the principal equivalent to expenses. It provides details on revenues like COGS, taxes, employee expenses gained from non-operating aspects. It includes accrued interest from various investments that is an ideal source for generating revenue. The cons being: It is including in fraud with earnings management to report intentionally to the managers in financial reporting (Peterson Drake and Fabozzi) It includes judgements are available but are not ,measured by having a subjective component Cash flow Statement It is statement that shows the operation of the organization affecting the cash in a financial year period. It contains the funds flow statement and cash statement. The advantages are: It is working like a filter for investors and analyst by judging on the fact whether the company is making the financial statements error free. The statements turn to be incorrect if the balance sheet with cash flow statement is incorrect. The original cash position for two balance sheet with dates with profit and loss and funds flow is not able to show so it is crucial to make cash flow report by knowing the liquidity status of the organization (Fridson and Alvarez) The projections formed are accurate in nature in respect to liquidity of position by arranging the shortfalls in money in form of arrangements in advance. Any extra amount on part of the organization it helps in earning additional amount. The disadvantages are: When isolated it is of no use but requires other financial statements help like profit and loss (PL account), balance sheet etc. This presents only cash portions so it is not possible to judge by only viewing PL account 3. Critical Assessment of Policies Applicable to Business The policies of insurance have to be governed by insurance agreement that is inclusive of conditions, definitions and exclusions. It is a declaration that contains the information about the risk that insurance companies have to abide by (Rejda). The declaration contains the information risk that is limited to activity, insured property of the insured, name of policyholder etc. The insurance agreement covers the indemnity loss taking into account all risks and perils based name. In the first page of the insurance the terms and information included are: Policy limits Insurance company Premium Name insured The kind of insurance Policy period Deductibles The conditions contain the clauses that are specific to the condition as per set standard with some exclusion like narrowing of responsibility in case of loss. Any changing taking place in the document at original risk has can be changed i.e. delete or additions can be made further in the form of endorsements (Merkin and McGee). The validity of the contract is dependent on both parties that can be for long period, short period or one year. It includes payment terms of the policy, cancellation etc. In some cases deductibles are mentioned by paying the amount that is dependent on lower the premium amount bigger is the deduction. The policies that govern a business are discussed below: Indemnity This provides financial compensation to the insured to be in the same place as before the loss occurred to gain the same financial position. The value of the insurance paid should be agreed beforehand as the insured does not make any profit (Gephart). The money provided is on the basis of valuation on the basis of two aspects: Replacement value is paying for the damages without deducting the depreciation that is serving restriction by maximum dollar amount as declared on the policy form. Original cash value is paying the same value that is equivalent to replacement cost of the damaged property but, deducting the depreciation Insurable Interest In insurance term interest represents financial relationship with an individual and as per insurable interest it is forming a legal relationship. It is a matter of insurance that provides them with the right by being in the relationship legally. In this policy various terms like leased by, care, owned by, control or custody, rented by is used for the effectiveness (Mehr and Cammack). It is applicable in varied case some of them being tour operator or auto loan. This is applicable in various insurance such as: Life insurance at the time of inception but is not needed in time of claim In property does not exists in claiming nut at the time of inception it is necessary Marine insurance at the time of claim or loss but is not applicable in time of inception Subrogation In insurance two parties are involved in the process insurer and insured whereas, in this the insurer is serving the right to recover the amount paid by i.e. indemnity. It includes recovering the money from third party who is involved in the damage. The process begins even before the claim is paid that is applicable only in case of a clause in being inserted (Rejda). It is done to insure ones own benefit against the third party and action taken by the insurers subrogation should be performed in the name of insured. Proximity Cause This principle of insurance states that insurers are liable to pay the claims that is causing losses due to insured perils and not by uninsured perils or expected losses. A loss that has occurred may be due to number of causes or a combined effect taking place. In claiming the insurance one dominant cause has to reflect for paying money as all cases might not attract compensation. Utmost Goof Faith When an individual is opting for the insurance policy it is the duty of the insurer to disclose all accurate and voluntary materials associated with it. It is done before signing by keeping good faith wherever needed and in order to be efficient physical risk assessment is undertaken (Merkin and McGee). This procedure appoints assessor who judge the risk better by understanding it for example- UAE motor of data sharing. The insurance contract may be breached if any misrepresentation and any non-disclosure of information take place. It includes hiding personal details like fever from childhood, intentional motive etc. Contribution This is related to the claim that applies between the insurers of double events where two or more policies are getting affected on behalf of the insurer getting the same interest by agreeing in sums of the agreed amount that is exceeds the indemnity allowed legally. The interest of both the parties should be same having the same problem by having a loss. The policies undertaken should cover the same matter and for this as proportionate amount needs to be paid by insurer occurring at the time of loss (Gephart). Conclusion From the above discussion it can be concluded that insurance and contract is dependent on both the parties entering into contract. The risk of the insurance companies on Takaful insurance has to be insured in response to the market. The insurance companies have to analyse the risk in relation to Takaful by checking the financial statement of the insurers. The insurance contract formed has some rules and regulations upon which it is set that is profitable to business. Thus, Takaful insurance used by the people have to be within the regulatory measures. References Archer, Simon, Rifaat Ahmed Abdel Karim, and Volker Nienhaus. Takaful Islamic Insurance. Singapore: John Wiley Sons (Asia) Ltd., 2009. Print. Aris, Nooraslinda Abdul and Roszana Tapsir. "RISK AND RISK MANAGEMENT OF TAKAFUL INDUSTRY". JOURNAL OF GLOBAL BUSINESS AND ECONOMICS 4.1 (2012): n. pag. Web. 21 May 2016. Damant, David. "The Revolution Ahead In Financial Reporting: A New World What The Income Statement Means To Financial Reporting". Balance Sheet 11.4 (2003): 10-18. Web. Dionne, Georges. "Risk Management: History, Definition, And Critique". Risk Management and Insurance Review 16.2 (2013): 147-166. Web. Fraser, Lyn M and Aileen Ormiston. Understanding Financial Statements. 3rd ed. Upper Saddle River, N.J.: Prentice Hall, 2004. Print. Fridson, Martin S and Fernando Alvarez. Financial Statement Analysis. Hoboken, N.J.: Wiley, 2011. Print. Gephart, William F. Principles Of Insurance. 3rd ed. New York: Macmillan, 2005. Print. Guthmann, Harry G. Analysis Of Financial Statements. 3rd ed. New York: Prentice-Hall, 2005. Print. Mehr, Robert Irwin and Emerson Cammack. Principles Of Insurance. 3rd ed. Homewood, Ill.: R.D. Irwin, 2005. Print. Merkin, Robert M and Andrew McGee. Insurance Contract Law. 3rd ed. London: Kluwer Pub., 2005. Print. Peterson Drake, Pamela and Frank J Fabozzi. Analysis Of Financial Statements. Hoboken, N.J.: Wiley, 2006. Print. Rejda, G. (2006). Principles of Risk Management and Insurance (9th ed.). Dorling Kindersley, India. Yakob, Rubayah et al. "Solvency Determinants Of Conventional Life Insurers And Takaful Operators". Asia-Pacific Journal of Risk and Insurance 6.2 (2012): n. pag. Web. Yusof, Aida Yuzi, Wee-Yeap Lau, and Ahmad Farid Osman. "Risk-Based Capital Framework: Conventional Vs. Takaful Operators". jmr 7.2 (2015): 1. Web.

The Satisfaction With Destination Quality Tourism Essay Essay Example

The Satisfaction With Destination Quality Tourism Essay Essay Travel and touristry particularly for the economic growing around the universe, have undergone different phases of development in the last few decennaries. One of the major challenges that face touristry directors is to understand the behavioural forms of tourers there is non much research that has been done to analyze the way between overall satisfaction, purpose revisit and recommendation to others in Sri Lanka. This survey uses Overall Satisfaction, Intention to Revisit, Intention to Recommend as the chief theory to explicate international tourers behaviour towards revisiting and urging to others Sri Lanka. However, the better anticipation and account of behaviour, uses ground action and satisfaction with finish theory. In fact, this theory is non exhaustively tested in Sri Lanka, the literature that helps to explicate the demand for this research, is reviewed and conceptual model and hypotheses are formulated base on the literature. 2.1 Reasoned Action We will write a custom essay sample on The Satisfaction With Destination Quality Tourism Essay specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Satisfaction With Destination Quality Tourism Essay specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Satisfaction With Destination Quality Tourism Essay specifically for you FOR ONLY $16.38 $13.9/page Hire Writer The theory of reasoned action built on other research conducted by Fishbein and Azjen ( 1980 ) is designed to both, better anticipation and account of behaviour. This theory provides a model to analyze executing behaviour. Harmonizing to the theory, the most of import determiner of a individual s behaviour is a combination of attitudes towards executing the behaviour and subjective norms. The person s attitude toward the behaviour includes ; Behavior belief, rating of behavior result, subjective norm, normative belief, and the motive to follow. In this research dependant variable was behavior purpose to revisit and urge, which are indicants of whether a tourer to a plan, installation, finish will return and urge to his/her household and friends. 2.2 Satisfaction with Destination Quality Satisfaction has been treated as a one-dimension building, which varies along with positive images associated with the luxury hotel ( Mazanec, 1995 ) . Harmonizing to the theory Satisfaction with finish, tourer value is the grade of enjoyable fulfilment of their demand and wants, including the full scope of service and activities offered by the finish. ( Foster, 2000 ) . Every tourer finish is endowed with diversified physical and cultural properties along with the overall attitudes of tourers towards the finish and the complexness of service degrees. This holistic feeling created by the finish on tourers and how they are satisfied with attractive force, their dining experience, nutrient assortment, with the cordial reception of local people and service quality form the topic for research. Pulling on the consumer literature, it is excessively easy to presume that the results of the tourer activity are entirely the creative activity of the tourer operators/industry. However, it is possibly more informative to follow a transactional position outlined in the diversion literature. Here, the tourer actively creates the diversion ( tourer ) experience, through a dealing with the physical and societal scene, including what the recreationist ( tourer ) brings to the procedure in footings of history, perceptual experiences, comrades, accomplishments, equipment, individualities, hopes and dreams ( Williams, 1988: 432 ) . With this position, more accent is placed on the behaviour of the person and their function in making the experience. Not all the duty for making high degrees of satisfaction remainders with the service Jesus. With this in head, ( Cromptomton and Love, 1995 ) make a differentiation between quality of chance and quality of experience. Quality of chance is def ined as quality of the properties of a service that are under the control of a provider. Evaluation is concerned with judgements about the public presentation of the leisure chance provider. In contrast, quality of experience involves non merely the properties provided by a provider, but besides attributes brought to the chance by the visitant or recreationist. Quality of experience is a psychological result or emotional response. Satisfaction is measured by how good leisure activities are perceived to carry through the basic demands and motivations that stimulated the thought to take part in the activity ( Crompton and Love, 1995 ) . In this research, concerned tourers from different states how they perceived the properties and how satisfied or dissatisfied they are with attractive forces, nutrient and drink, shopping, and adjustment have been researched. 2.3 Overall Satisfaction Harmonizing to the disconfirmation paradigm, satisfaction is a comparing between public presentation and outlooks ( Oliver, 1981 ) . Although, harmonizing to Oliver ( 1999 ) this is a definition based on what the consumer does, and non on its psychological significance. Oliver has hence proposed, Satisfaction is defined as enjoyable fulfilment ( Oliver, 1997, 1999 ) . That is, when the ingestion fulfils some demand, desire, end or so forth and that this fulfilment is enjoyable. This position of satisfaction reflects its cognitive nature. Therefore, satisfaction is the tourer s sense that ingestion provides outcomes against outlooks and a criterion of pleasance versus displeasure. An facet related to satisfaction is when an effort is made to set up an emotional bond with tourers through the image of the finish, projecting emotional satisfaction and non merely through the basic demands, such as nutrient, remainder or enjoyment ( Chaudhary, 2001 ; Kandampully A ; Suartanto, 2000 ) . It has been therefore recognized that touristry satisfaction degree can be attributed to different finish attributes including touchable merchandises and intangible service quality and the friendliness of the local people ( Cromptomton A ; Love, 1995 ; Lounsbury A ; Hooper, 1985 ; Ryan, 1997 ) . Johnson, Anderson et al. , ( 1995 ) have distinguished between two different general conceptualisations of satisfaction: transaction-specific satisfaction and cumulative satisfaction. The former is concerned with satisfaction as an person, transaction-specific step or rating of a peculiar merchandise or service experience ( Johnson, Anderson et Al. 1995: 699 ) . Accumulative satisfaction, on the other manus, is a cumulative, abstract concept that describes client s entire ingestion experience with a merchandise or service ( Johnson, Anderson et al. , 1995: 699 ) . As a client s overall rating of the purchase or ingestion experience, cumulative satisfaction is the most relevant conceptua lisation when the focal point is on the tourer s rating of their overall experience at a finish. This is sometimes referred to as market-level satisfaction. The literature suggests that satisfaction measuring must be treated otherwise at these two degrees of abstraction. Furthermore, when sing consumer satisfaction with their ingestion experiences, a major differentiation has been made between the ingestion of goods and services ( Lovelock, 1991 ) . Measures of satisfaction are non the same for these different ingestion experiences, mostly because of the function of the consumer in the service brush. It could besides be argued that touristry is a special service in that, like diversion or instruction, it is mostly self-generated ( Williams, 1988 ) . The single plays a cardinal function in finding the experiences achieved and the benefits derived 2.4 Purpose to Revisit Purpose to revisit or reiterate travel and finish trueness are sometimes used interchangeably without distinction. Repeat purchase, a behaviour in kernel, is defined as any state of affairs where a individual buys the point in inquiry more than one time. Um, Chun A ; Young Hee ( 2006 ) defined that revisit purpose should be considered as an instigator of a revisit decision-making procedure instead than an end product of it. From a selling point of position, it is of import to the wellness of the finish s economic system, to improved and understanding of repetition tourers. It is indispensable to implement successful selling attempt by aiming them. An analysis of in-depth interviews of 17 respondents bespeaking propensity towards repetition trial showed five grounds that people undertake repetition travel ( 1 ) to cut down hazard by remaining at a familiar finish, ( 2 ) to cut down hazard by happening the same sort of people ( 3 ) to further research the finish, ( 4 ) to be emotionally attached to the finish, ( 5 ) to demo the finish to others ( Gitelson A ; Crompton, 1984 ) . Kozak, ( 2000 ) , and Tribe ( 1998 ) in a survey found that the degree of satisfaction was straight related to tourism rating of finish, rating of finish properties, which included the natural environment, physical attractive force, adjustment, eating houses, shopsaˆÂ ¦ and so on. Yuksel, ( 2000 ) found that both first clip visitants and repetition visitant normally regards quality of nutrient, quality of adjustment, as ground to come back. 2.5 Purpose to Recommend Previous research findings demonstrate that there is a important relationship between tourer satisfaction, purpose to return, and positive viva-voce communicating ( Beeho and Prentice 1997 ; Hallowell 1996 ; Pizam 1994 ; Ross 1993 ) . A similar relationship exists among tourist dissatisfaction, willingness to look for other finishs for farther trips, and negative viva-voce communicating ( Almanza, Jaffe, and Lin 1994 ; Peter and Olson 1987 ; Pizam 1994 ) . Satisfaction or dissatisfaction with old experience besides is important because it might impact outlooks for the following purchase ( Westbrook and Newman 1978 ; Woodruff, Cadotte, and Jenkins 1983 ) . This means that favourable tourer perceptual experiences and attitudes are potentially an of import beginning of competitory advantage. However, it besides is of import to observe that the impact of CS on repetition concern and client trueness is neither the same for all industries ( Fornell 1992 ) nor the same for all finishs world wide ( Kozak and Rimmington 1998 ) . The more they are likely to return the more they are happier to urge to others. In this research, it is of import because it demonstrates that tourers are likely to urge finishs with which they are largely satisfied and intend to see once more. After reexamining the literature, we can do the decision that recommendation the finish to others is their purpose to revisit. Furthermore research shows that service and quality leads to comprehend value, while both satisfaction and perceived value are direct ancestors of behavior purposes like revisit purpose or purpose to urge ( Baker A ; Crompton, 2000 ; Cronin, Brady, A ; Hult, 2000 ) . 2.6 Conceptual Model of the Study Purpose to Recommend Overall Travel Satisfaction Purpose to Revisit Figure 2.1 Conceptual Model of the Study 2.7 Hypothesiss 2.7.1 Overall Satisfaction and Intention to Recommend Furthermore, some of the surveies mention the current high degree of overall satisfaction with the tourer in New Zealand tell us that holiday appears to be mostly determined by the degree of satisfaction with the attractive force tourers have experienced. Therefore, there is considerable duty on the portion those who operate these attractive forces to guarantee that current degrees of satisfaction with their concerns are maintained or enhanced. This duty is peculiarly critical given that activities satisfaction is the vacation constituent that impact significantly on the likeliness of urging an of import factor in bring forthing favourable word of oral cavity promotion ( Danaher A ; Areweeiler, 1996 ) . H1: Overall travel satisfaction of tourers in Sri Lanka has a positive influence on purpose to urge. 2.7.2 Overall Travel Satisfaction Influence on Intention to Revisit Scott ( 1995 ) developed a touristry satisfaction theoretical account that is based on the cumulative of touristry experience. They found that overall satisfaction, purpose to urge and revisit is mostly a base on type of the benefit tourers experience during their visit. From the literature, mentioned above the undermentioned hypothesis is formulated. H2: Overall travel satisfaction of tourers in Sri Lanka has a positive influence on purpose to revisit. 2.7.3 Purpose to Recommend and Intention to Revisit If touristry merchandises and services match tourers outlook, they would be satisfied and leave the finish with a loving memory. That is why touristry service suppliers at a finish are determined to please or surprise their visitants in order to heighten their satisfaction. Scott ( 1995 ) developed a touristry satisfaction theoretical account that is based on the cumulative nearer of touristry experience. They found that overall satisfaction and purpose to urge and revisit are mostly a map of the types of benefits tourers experience during their visit. The concept of future behavioural purpose Purposes to urge or to revisit are both indexs of trueness ( Bigne, Sanchez, A ; Sanchez, 2001 ) . Furthermore, Rimmington ( 2000 ) found the of import relationship between overall satisfaction and tourers purpose to urge others. Therefore, base on the treatment above the undermentioned hypothesis is formulated. H3: Whether there is positive relationship between purpose to urge and purpose to revisit.

How a Computer Virus Works essays

How a Computer Virus Works essays Anyone who has ever used a computer has more than likely run into some sort of problem. In some cases these problems are caused by what is known as a computer virus. When we hear the word virus, we usually think of some thing that makes us sick. If you have ever had a virus on your PC, you probably find the name virus quite appropriate. Believe it or not, a virus is just another type of software. They are what some call malicious software. Viruses are miniature programs that duplicate themselves and attach their replicas to other programs and documents. So where do viruses come from? Some people enjoy painting on paper and others enjoy painting on public and private structures. What does this have to do with computer viruses you ask? Just like graffiti is a destructive way for artists to show of their artistic talent, viruses are a destructive way for computer programmers to show of theirs. In order for a virus to take its malicious course, it first has to enter your computer. Because sharing of information is one of the many benefits of computers, this is easy. The entry of a virus into a PC is called the invasion. The virus is usually introduced through network adapter cards and disk drives. Viruses are usually disguised as e-mails or attachments. We download them from the internet (network adapter cards); they attach themselves to other programs and documents. We pass them to other PCs through hard disks, floppy disks, compact disks, Zip disks, and Jazz disks (disk drives). Even though the virus is in the computer, it does not begin its destruction until action is taken in the spot where the virus is located. Lets assume the virus is attached to an e-mail attachment. You would first have to open the attachment for the virus to become active. If the virus is on a floppy disk, simply accessing the drive is enough. Once this occurs the virus installs itself in the computers memory. ...

How to Use the Preposition On

How to Use the Preposition On The preposition on has many uses in English. This page summarizes the uses of on as a preposition and provides examples for each type of use. Important prepositional phrases with on are used to introduce and connect ideas are also listed with appropriate examples. In Time Expressions On is used as a preposition in time expressions with specific days of the week. Note: on the weekend is used in American English, but at the weekend or at weekends is used in British English. I will see you on Thursday.Peter usually walks to work on Fridays. Places On is used flat surfaces both big and small. We played football on the field.The book is on the table over there. On is used with planets. The most common usage is on earth, but other planets take on as well. You will find a wide variety of life on earth.So far, life has not been discovered on Saturn. Movement: Onto Sometimes on is confused with onto. The preposition on indicates that something is already in the position. Onto indicates a movement from one place onto to surface of some type. The book is on the table. But Pete took the book out of his backpack and put it onto the table.Could you move those clothes onto the sofa? On Foot On foot is an exception to stating how something moves with by. For example, I went there by boat, by plane or by car. BUT I went there on foot. She left her home and went to town on foot.Jennifer prefers to go shopping on foot. On Balance On balance is used to summarize a situation. On balance, we need to look for new business soon.We decided that, on balance, it didnt make sense to invest in new product development. On Condition On condition is used to establish something that must be done in order for something else to happen. On condition can be used in place of if. Well send our daughter to Europe this summer on condition that she gets good grades this semester.On condition that you finish this assignment, I will let you stay out late on Saturday. On Ones Own On ones own refers to an action that is done by yourself. Time doesnt like to spend much time on his own. Hed rather be with people.Mary was proud of having paid for her studies on her own. On the Contrary On the contrary is used to link ideas showing an opposing point of view. On the contrary, I believe that it will be impossible to succeed in this market.You might think Wilma is a great employee. On the contrary, she isnt very effective. On the Other Hand On the other hand is used when showing both the positive and the negative aspects of a situation. Wed think there is a lot of potential to the idea. On the other hand, its certainly a risky proposition.On the other hand, if you dont spend more time on your homework your grades will get worse. On the Way On the way indicates that something is physically located on the path to somewhere else. On the way can also be used in a figurative sense to indicate that something happened during the course of another action. Lets meet at the school on the way to the park.He happened to meet a lot of great people on the way to his success. On the Whole On the whole is used to summarize an opinion or discussion. On the whole, I think you will agree that our position in the market is excellent.On the whole, Jack thinks its a good idea to hire some new employees. On Time vs In Time On time means that you have arrived somewhere at the agreed upon time. In time indicates that you have done something within the appropriate amount of time. I arrived at the meeting on time. vs. I finished the report in time for the meeting.She picked us up at the airport on time. vs. Janice gave her recommendations in time for us to make an informed decision.

Frank Lloyd Wright Essay Example | Topics and Well Written Essays - 1000 words

Frank Lloyd Wright - Essay Example Wright was also a proficient educator who advocated for the respect of humanity and the natural environment. His works have remained unique for many years and in 1991 he was crowned the greatest American architect of all times. Wright spent over seventy years creating designs that changed the art and architectural arena of the 20th century. Till his death in 1959, Wright devoted all his energy in improving and developing his career and this made him gain recognition in the American architectural history. Wright is remembered for his great contribution to the development of ‘prairie school’ of architecture which he became the principal practitioner in 1900. Prairie school gained wide recognition for its radical approach to the construction of modern homes. This brought a total change in the America’s architectural field and the entire construction fraternity (Alofsin 49). Wright -designed apartments exhibited low roof over continuous widow bands that turned corner which were unique from the tradition convectional boxlike structures. His works for business and church are among the most remarkable structures in architectural history that have remained incomparable up to date. For instance, In 1994 Wright erected the Larkin Company administration block which was well ventilated, had metal desk, fireproof and well condition. Soon after its completion, he erected yet another unique structure at the Unitarian church of Oak Park which was later registered as a historic l andmark. LaFontaine and Wright (50) argues that during his seventy years in the architectural career, Wright created over one thousand designs which included recreation complexes, commercial buildings, religious houses and museums among others. In fact, Wright redefined our concept of space, providing all people with an opportunity to live in fresh environment integrated in the natural world.

What are the expectations and perceptions of the role of a supply Dissertation

What are the expectations and perceptions of the role of a supply teaching assistant - Dissertation Example In collaboration with the â€Å"Every Child Matters† agenda launched in United Kingdom; the emerging trend of utilizing multi agency approach in a school setting has led to the involvement of a range of specialized support staff, other than teachers, who work with children. Employed either by schools or â€Å"Local Educational Authorities†, teaching assistants or â€Å"TAs† offer a variety of services depending on their level of expertise for meeting educational, pastoral and social needs of children in a class room environment (Westcott, 2008).This research will help to envisage the altering nature of classroom support system in United Kingdom and how well teaching assistants are coping with these pedagogical arrangements. It will primarily discuss the makeshift in UK school systems regarding the increase in number of teaching assistants after the implementation of â€Å"work force reform† that was initiated to transform the primary and secondary learning patterns thus lessening work load of teachers (Estyn, 2007). With coming years issues concerned with role definition of teaching assistant resurfaced. Nature of work became more inclined to submerge the teacher and support staff boundaries. Sometimes TAs faces neglect in a school setting. It may happen that they succumb to the subordination of head teachers without honing their job related skills (Ebersold, 2003, p.103). This research will be focused on determining the underlying challenges faced by supply teachers as they try to substitute various responsibilities that were once considered the â€Å"sole remit of the teacher† (Fraser & Meadows, 2008, p.351). Research questions that will be sought in this study include: Whether the impact of improper guidance by senior teachers deviate the career direction of supply assistants? Other than support provisons, do teaching assistants play any significant role in curriculum development? What is the level of ambiguity or role conf usion faced by teaching assistants in a school setting? Is the training offered to TAs sufficient for their professional development? What is the future potential of teaching assistants in UK schools? 3) Please give a short description of the methodological approach that you intent to take in this research, the research methods you will use and the data you wish to gather. [200 words] The research approach for this study will mostly be qualitative. For secondary data, relevant literature will be studied to gain insights about the perceptions of role disposition of supply teachers as held by parents, teachers and children. Contemporary research work as well as the work done by previous school practitioners will be considered for making generalized analysis of the chosen topic. For carrying out this study reviews of parents and children will be gathered to know the perception they hold with respect to the teaching assistant working in the school environment. Primary tools of data coll ection will comprise of questionnaire survey and interviews with parents and school faculty. Participant observation technique will be employed to judge the behavior of students in presence of a teaching assistant. As a research sample, three schools will be selected on random basis in the locality of Manchester offering both primary and secondary education. Target audience for the participant observation will be 30 students from age group 5-12 years. Their movements and gestures will be recorded while the class is being controlled by the supply learning assistant.

A Brief History of Byzantine Art Essay Example for Free

A Brief History of Byzantine Art Essay Byzantine Art important pictorial Document St.mark’s basilica, Venice italy [pic] four co-emperor ruling plan called The Tetrarchy [pic] Cupola at the transept crossing [pic] The most famous of the surviving Byzantine mosaics of the Hagia Sophia in Constantinople – the image of Christ Pantocrator on the walls of the upper southern gallery [pic] Miniatures of the 6th-century Rabula Gospeldisplay the more abstract and symbolic nature of Byzantine art. [pic] Frescoes in Nerezi near Skopje (1164), with their unique blend of high tragedy, gentle humanity, and homespun realism, anticipate the approach of Giotto and other proto-Renaissance Italian artists. [ [pic] Leaf from an ivory diptych ofAreobindus Dagalaiphus Areobindus, consul in Constantinople, 506. Areobindus is shown above, presiding over the games in the Hippodrome, depicted beneath. [pic] Mosaic from San Vitale in Ravenna, showing the Emperor Justinian and Bishop Maximian of Ravenna surrounded by clerics and soldiers [pic] Mosaic from the church of Hagios Demetrios inThessaloniki, late 7th or early 8th century, showingSt. Demetrios with donors [pic] Helios in his chariot, surrounded by symbols of the months and of the zodiac. From Vat. Gr. 1291, the Handy Tables of Ptolemy, produced during the reign of Constantine V. [pic] An example of Macedonian ivorywork: the Forty Martyrs of Sebaste, now in the Bode Museum,Berlin [pic] The Annunciation from Ohrid, one of the most admired icons of the Paleologan Mannerism, bears comparison with the finest contemporary works by Italian artists [pic] Modern Orthodox mural from Israel using a depiction of the Nativity of Christ little changed in over a millennium [pic] Byzantine Manuscripts (sixth to 15th century) In the Byzantine Empire, another tradition of manuscript illumination emerged. The most influential characteristics of Byzantine manuscript painting were the abundant use of precious metals, especially gold; the choice of bright colors; and the use of empty space, often filled with gold leaf, as background. Byzantine illumination was frequently devoted to narrating biblical stories. Styles of depicting the human figure varied in Byzantine art over the centuries. Sarcophagus St.peter [pic] The so-called Gothic chieftain, from the Mosaic Peristyle of the Great Palace of Constantinople [pic] Saint Peter mosaic from the Chora Church [pic] A pre-Iconoclastic depiction of St. Demetrios at the Hagios Demetrios Basilica in Thessaloniki. [pic] The mosaics of St. Marks Basilica in Venice [pic] mosaic in San Vitale in Ravenna [pic] Byzantine mosaic in Ravennas Basilica di SantApollinare in Classe [pic] Latin cross plan A view of Hagia Sophia, Istanbul [pic] Location within Turkey Istanbul [pic] Interior view of the Hagia Sophia, showing Islamic elements on the top of the main dome. [pic] Stone remains of the basilica ordered by Theodosius II, showing the Lamb of God [pic] Construction of church depicted in codex Manasses Chronicle (14th century) [pic] Groundplan of the Hagia Sophi

A Seperate Peace, by John Knowles :: essays research papers

A Separate Peace was written by active author John Knowles from his real experiences and personal struggles. Knowles attended Phillips Exeter Academy, an exclusive New Hampshire prep school, for two summer sessions in 1943 and 1944. This book vaguely outlines his experiences at Exeter with himself as the main character but under the name of Gene Forrester. Knowles' novel tells the somber story of a young man's struggle to escape from himself and his world; to achieve a special and separate peace. The primary setting of A Separate Peace is at the Devon School. The exact location of this school is not known in terms of a state, but it is identified as being in the South, sitting between a freshwater and a saltwater stream. The bulk of the story takes place in the years of 1942 through 1944 at the same time as World War II, but the beginning and end of the book consist of Gene looking back on his years at the Devon School 15 years after he had attended it. A Separate Peace considers two conflicts: man against man and man against himself. Early in the story Gene believes that his problems lie within his best friend Phineas (Finny), but later he realizes that his conflict is internal. Misplaced jealousy, fear, love and hate fight for control of Gene's actions. When the dark side of him wins for a brief moment and he pushes Finny out of a tree it ends his man against man conflict and makes Gene realize that Finny's intention has never been to sabotage him. He had only wanted to have a close and meaningful relationship with his best friend, but their relationship was forever scarred by Gene's betrayal. Gene also learns that people destruct themselves all of the time for no reason, believing that others are enemies when they actually are not.. This can be observed in the last lines of the book when Gene states, "All of them, all except Phineas, constructed at infinite cost to themselves these Maginot Lines against this enemy they thoug ht they saw across the frontier, this enemy who never attacked that way -if he ever attacked at all; if he was indeed the enemy." The climax of the story occurs when Gene and Finny finally have a two-sited discussion about the incident at the tree. This tear-filled conversation makes each boy realize how much they actually care for each other.

Processed foods Essay

The introduction to processed foods took the world by storm, with quicker food preparation, less time spent cleaning, drive-thru access and the introduction to new recipes. Long before processed foods such as the Twinkie, Honey bun, Spam, frozen dinners, milk, etc; people consumed more wholesome foods naturally loaded with nutrients the human body needed to sustain itself. Processed foods did not exist until the early 19th Century and have since become highly advertised and subsidized by the government. Whole foods on the other hand receive little advertisement and no government subsidies, leading people away from choosing a healthier lifestyle. I believe that processed foods may perhaps taste, look and smell better than their natural whole food counterpart does, yet can you really afford to risk your health for the sake of being happy you had the ability to choose your meal? Many people consume a majority of processed foods throughout the day or week due to their lifestyle; consuming these products in large quantity is an unhealthy habit. These foods are loaded with artificial ingredients such as monosodium glutamate (MSG), flavors, preservatives, hydrogenated oil, fillers, and artificial sweeteners which have been proven in studies to be harmful to the body. Perhaps they do not have time to sit down, the area lacks diners or they do not enjoy eating leftover meals. The products will lead to weight gain, unhealthy joints, muscles, bones, brain and be more prone to illness. Many think that you can exercise and still eat whatever they want. This is untrue as your body needs four essential basic nutrients; water, carbohydrates, fat, and protein. These four are the foundation of a healthy diet. Like the saying â€Å"You are what you eat†, a reasonable person must assume that eating an unbalanced diet full of processed foods is not a wise choice in leading a long and happy life. If you love Twinkies and Spam then you will only be happy for a short time, before your body breaks down and you die. Happiness comes in many ways, from enjoying a favorite meal to burning off stress by partaking in a good run. Personally I like both but favor exercise as it helps prolong my life, reduces stress and keeps my immune system working at maximum protection against viruses such as the common cold and flu. Cardio-vascular exercise helps maintain the heart and lungs. The body needs proteins to build and repair muscles. A good source of protein can be found in lean meats, fish, eggs and beans. Your body is yours, and as such you should do everything in your power to live a healthy lifestyle. A healthier body ultimately leads to happiness. You will look, feel, and perform better in life. People who do not exercise regularly also put themselves at risk being prone to injury. It is safe to assume that eating healthy and exercising regularly leads to a happier you. In summary, people cannot afford to risk health for the sake of happiness. Living a unhealthy lifestyle full of stress, obesity, and illness; mostly due to a sedentary life and processed foods, leads to social, emotional and physical harm. For good health and happiness you should make it a habit to choose unrefined whole foods such as fruits, vegetables, beans, and whole-grains, and include a good exercise regimen a minimum of 5 hours weekly to live strong. You, your family and friends all deserve to live a long, happy and healthy life.

Disney: The Decision

Eisner and some of the executives were very interested in expanding and building a new theme park. When they were attending a meeting in Virginia, they were impressed by the post war restoration. The idea of building a theme park with American history as the main idea came to Eisner at that time. The idea became a plan and soon the executives of Disney found suitable land that was affordable with all amenities. An international airport was nearby; the land would not create any environmental issues. It was also near an interstate highway. The politicians of the state were also for development and growth.The land identified with all these benefits was in Prince William County in the heart of Virginia’s Piedmont region. What Eisner may not have known at that time was that the Piedmont region was home to some of Americas most influential and wealthy people. The region had also fought off several developmental projects from that area. Once the announcement was made by Disney about the building of the theme park, opposition started rising from most of the wealthiest people from the region. There was also opposition from various organizations like The Piedmont Environmental Council.Why Disney America was never built The various organizations started mounting negative publicity against Disney. Disney being an image conscious company was put in a dilemma. Eisner was of the view that the project had to go on. He was also supported by the Virginia’s Governor George Allen. In spite of various campaigns by Eisner, the opposition kept mounting against the project with historians and journalists joining the bandwagon against Disney. All the opposition finally caught up with Eisner who decided that continuing with the project was not worth it.The decision was made because Eisner knew that if the park was opened in spite of the opposition, after it was opened, it could lead to further trouble, especially from the historians. The need for focusing on the other proj ects and the risk to Disney’s reputation were the most important aspects that made Eisner decide not to go ahead with the project. Eisner decided that deciding not to go ahead with the project was the best option under the circumstances. If he had continued with the project, there could have been opposition from Historians who were already campaigning against the project.If Disney had to concentrate all its efforts on the Disney America project then there was a risk of losing focus on its other business concerns. There was also the risk of losing the reputation of Disney that had been built for years. These were the main reasons for ending the project, but the other reasons were because of the problems in the management of Disney where one key executive had died and another had resigned. There were also rumors that there was a leadership crisis in Disney. All these reasons made Eisner deciding against continuing the project.The best choice under the circumstances This was als o the best choice that Eisner had. The project seems to have become a personal ambition for him. He had made remarks in a press release that would not have benefited the company. He also took it upon himself to go ahead with the project. This led to irrational thinking. Monitoring various projects would have actually become difficult if the company had so many hurdles in just a single project. The situation for the Disney company at that time was not good with the EuroDisney making a huge loss and the number of visitors dropping.Fighting a legal battle with the opponents of the park in Piedmont would have drained the resources of the company financially. There is evidence to suggest that Historians would have found fault with the many historical scenes depicted in the theme park, if it had been built. The Piedmont community and the environmentalists were also preparing for a legal battle with monetary contributions pouring in. This would have led to a long legal battle if the park h ad been built. So it was best in the interests of the company that Eisner decided not to go ahead with the building of the Disney America theme park.

Free Essays on COLLEGE

High school is a strange time. After three years of trying to develop identity and friends in middle school, students are expected to mature immediately on the first day of ninth grade, but I never did this. I never fully realized in the earlier grades how important high school success, as measured by GPA, would be to my future life, and as a result I am applying to college with seemingly contradictory measures of my ability to perform college-level work. If I had worked and studied hard rather than hanging out with friends and viewing high school as an opportunity to socialize, I would not have to apply to school with a 1300 SAT and a 2.7 GPA. Had I taken my grades in my earlier years seriously, I could have been a college's dream candidate. This year I have made an earnest effort to improve my work ethic. My grade point average is rising and my study habits are improving. However, after performing poorly for three years, my GPA cannot reflect the transformation I underwent at the start of this year. Dedicated to making something of myself, I finally matured and am now trying to lessen the consequences of my past actions. Armed with my new attitude and my understanding of the extreme importance of earning good grades to signal my capacity to work responsibly, I assure you that I will never revert to the student I once was. In retrospect, I believe that it was my inability to choose my classes that resulted in my lack of enthusiasm on the ride to school each morning. I enjoy the freedom to pursue my own interests and anxiously anticipate the ability to choose my own class schedule in college. While I understand that college will be significantly more challenging than high school, I have always found it easier to study for a class that interests me. I am also willing to accept the fact that as long as I am in school, I will be forced to take required courses that I might be less than enthusiastic about. However, with my new goal-... Free Essays on COLLEGE Free Essays on COLLEGE I’ve gained, I’ve lost, I’ve found, I’ve cried, I’ve laughed, I’ve loved, I’ve hated, I’ve discovered, I’ve forgotten, these are what best exemplify my past year. The transition from high school to college was bigger then I could have ever imagined. Not so much academically, but emotionally. I think that I have grown as a person, and learnt much more then could be taught at school. The summer between high school and college, I lost people that were very dear to me, lost people that knew me, that loved me and understood me. At the beginning of the school year, I stayed with the people that I knew, but soon I met new people, people that have brought so much in my life, in such a tremendously short period of time. These people, while looking back, I cannot envision what my life might have been like without them. I can not imagine going to school and not seeing them, having problems and not crying on their shoulders, them hav ing a life that I was not part of. It’s funny how life changes, when the people you were once close to become total strangers, and total strangers become people you are close too. Life has its very unexpected twists and turns, which unfortunately are not always good. One lesson that I have learnt this year is that you cannot dwell upon things. You have to move on, and discover how to solve your problems, even the problems that may seem impenetrable. You have to live life thinking that things will get better, and that all your pain and sorrows are just part of the gift of life, where all that your pain can really do is just make you stronger as a person. That’s were the phrase â€Å"What doesn’t kill you only makes you stronger† comes in play. A year is an immense period of time; the numerous amounts of things that can happen within the time span of a year are unbelievable. You can fall in love, fall out of love, discover a best friend, and make a new ene my, so many things can happen. Although not... Free Essays on College Leaving from home and exploring ones own dreams are a very important part of maturing. Though, the physical separation from home is for some a difficult transition to college life. What are those things one takes for granted while living at home, and attending high school? What changes does one face upon entering college? Just think of all the times the alarm clock did not go off, and mom was there to make sure school was still reached on time. When the alarm clock fails to go off at college, then the first class of the day is simply missed. At home breakfast is made to order: eggs, bacon, pancakes, or even French toast. In college one finds a particular meal that is edible, and must stick with it. A cabinet could be opened at home and a variety of tasty foods are readily available. In college a meal card is swiped though a machine upon entering the cafeteria, and the word "tasty" rarely enters the mind. Mom is at home to make sure the dishes are put away after the meal by everyone; dish duty is passed along each night. The tray is simply handed over to pairs of hands waiting to clean the dishes at college. Nutrition is a factor at home, and Mom creates meals with that in mind. A new food group sprang to life upon entering a residence hall: Mountain Dew, Doritos, Ben & JerryÕs, Ho-Ho! Ôs, Oreos, the list could go on and on. Privacy is always available at home; there is somewhere to read, write, listen to music, or to just rest. Dorm life is a harsh reality to college, and the only time the room is empty is on a Thursday night. At home a bedroom is somewhere to keep all personal belongings; there is a particular space for everything to fit. Space efficiency becomes a survival tactic in college. When at home there is no worry of someone coming into the bedroom unless permission is given to enter. In college a day without at least ten random visitors is considered boring. At home, family was the only peop... Free Essays on College My name is Jamie-Rae Mathers and instead of making this a flowery fairytale about myself, I want to focus on revealing characteristics that give you an opportunity to learn more about me as a person as well as a writer. I have many qualities and achievements in addition to my passion for the arts that will enable me to be successful in my post college graduation plans. However I believe attending the Thomas More College of Liberal Arts to study journalism will be the cornerstone to my success. After graduating college, I want to work for a magazine to write about one of the two things I love: art and fashion. I am utterly devoted to learning. Doing research and coming up with new and creative ideas for subjects to write about, is something I will truly enjoy doing as part of my career. Enjoying my career is much more important to me than making a fortune. I honestly pity anyone who has to work a job they hate everyday. I understand that to obtain the career I want I must work for it. It’s not often that someone starts at the top. I also refuse to limit myself as a writer. I relish in the arts, but see myself learning and writing about all sorts of diverse subjects. My key ambition is to express myself through the art of literature. I have numerous amounts of qualities, skills, and talent to bring to your school. I am an adept leader in virtually all that I undertake. Another quality that allows me to excel is I am remarkably creative. I am constantly told by teachers, friends, and family how immensely innovative I am in assignments and projects that I take on. Perseverance is an attribute that I am certain I posses. I was taught from a young age to never give up. Certain skills that I posses to help me succeed include a great deal of knowledge in English and grammar. My study has provided me with a sense of myself as a citizen of the world. I have analyzed and interpreted a variety of literature representing many genres, time peri... Free Essays on College From my college experience, I hope to gain many things. Obviously college is a time that students can truly become individuals. When I attend college I will have the opportunity to become more independent and to take on new responsibilities. I have always relied on my parents for support, but at college I will be on y own an will have to push myself harder. This will help me to become more mature and will help me grow in character. Right now I have a fairly accurate idea concerning what I want to do with my life. Yet, I am also aware that I may change my mind several times before I begin a career. College will introduce me to new and various things, an I will develop new interests from this exposure. During my high school years, I have been very involved in school and community activities. In college, I will also be exposed to new clubs and activities. Involvement in extra events has provided a balance for rigorous course study. With the pressures college brings, I will probably want to be involved in many groups. I hope to find a balance between my studies and my social life, and I hope to offer my leadership qualities to my college community.... Free Essays on College High school is a strange time. After three years of trying to develop identity and friends in middle school, students are expected to mature immediately on the first day of ninth grade, but I never did this. I never fully realized in the earlier grades how important high school success, as measured by GPA, would be to my future life, and as a result I am applying to college with seemingly contradictory measures of my ability to perform college-level work. If I had worked and studied hard rather than hanging out with friends and viewing high school as an opportunity to socialize, I would not have to apply to school with a 1300 SAT and a 2.7 GPA. Had I taken my grades in my earlier years seriously, I could have been a college's dream candidate. This year I have made an earnest effort to improve my work ethic. My grade point average is rising and my study habits are improving. However, after performing poorly for three years, my GPA cannot reflect the transformation I underwent at the start of this year. Dedicated to making something of myself, I finally matured and am now trying to lessen the consequences of my past actions. Armed with my new attitude and my understanding of the extreme importance of earning good grades to signal my capacity to work responsibly, I assure you that I will never revert to the student I once was. In retrospect, I believe that it was my inability to choose my classes that resulted in my lack of enthusiasm on the ride to school each morning. I enjoy the freedom to pursue my own interests and anxiously anticipate the ability to choose my own class schedule in college. While I understand that college will be significantly more challenging than high school, I have always found it easier to study for a class that interests me. I am also willing to accept the fact that as long as I am in school, I will be forced to take required courses that I might be less than enthusiastic about. However, with my new goal-...

Weapons of World War II - The Technology of Warfare

Weapons of World War II - The Technology of Warfare World War II Leaders People | World War II 101 Weapons of World War II It is often said that few things advance technology and innovation as quickly as war. World War II was no different as each side worked tirelessly to develop more advanced and powerful weapons. During the course of the fighting, the Axis and Allies created increasingly more advanced aircraft which culminated in the worlds first jet fighter, the Messerschmitt Me262. On the ground, highly effective tanks such as the Panther and T-34 came to rule the battlefield, while at sea equipment such as sonar helped negate the U-boat threat while aircraft carriers came to rule the waves. Perhaps most significantly, the United States became the first to develop nuclear weapons in the form of the Little Boy bomb which was dropped on Hiroshima. Aircraft - Bombers Photo Gallery: World War II Bombers Avro Lancaster - Great Britain Boeing B-17 Flying Fortress - United States Boeing B-29 Superfortress - United States Bristol Blenheim - Great Britain Consolidated B-24 Liberator - United States Curtiss SB2C Helldiver - United States De Havilland Mosquito - Great Britain Douglas SBD Dauntless - United States Douglas TBD Devastator - United States Grumman TBF/TBM Avenger - United States Heinkel He 111 - Germany Junkers Ju 87 Stuka - Germany Junkers Ju 88 - Germany Martin B-26 Marauder - United States Mitsubishi G3M Nell - Japan Mitsubishi G4M Betty Japan North American B-25 Mitchell - United States Aircraft - Fighters Photo Gallery: American Fighters of World War II Bell P-39 Airacobra - United States Brewster F2A Buffalo - United States Bristol Beaufighter - Great Britain Chance Vought F4U Corsair - United States Curtiss P-40 Warhawk - United States Focke-Wulf Fw 190 - Germany Gloster Meteor - Great Britain Grumman F4F Wildcat - United States Grumman F6F Hellcat - United States Hawker Hurricane - Great Britain Hawker Tempest - Great Britain Hawker Typhoon - Great Britain Heinkel He 162 - Germany Heinkel He 219 Uhu - Germany Heinkel He280 - Germany Lockheed P-38 Lightning - United States Messerschmitt Bf109 - Germany Messerschmitt Bf110 - Germany Messerschmitt Me262 - Germany Mitsubishi A6M Zero - Japan North American P-51 Mustang - United States Northrop P-61 Black Widow - United States Republic P-47 Thunderbolt - United States Supermarine Spitfire - Great Britain Armor A22 Churchill Tank - Great Britain M4 Sherman Tank - United States M26 Pershing Tank - United States Panther Tank - Germany Ordnance QF 25-pounder Field Gun - Great Britain Little Boy Atomic Bomb - United States Tiger Tank - Germany Warships Admiral Graf Spee - Pocket Battleship/Heavy Cruiser - Germany - Pocket Battleship/Heavy Cruiser - Germany Akagi - Aircraft Carrier - Japan USS Alabama (BB-60) - Battleship - United States USS Arizona (BB-39) - Battleship - United States USS  Arkansas (BB-33) - Battleship - United States HMS Ark Royal - Aircraft Carrier - Great Britain USS Bataan (CVL-29) - Aircraft Carrier - United States USS (CVL-24) - Aircraft Carrier - United States USS (CV-20) - Aircraft Carrier - United States Bismarck - Battleship - Germany USS ​Bon Homme Richard (CV-31) - Aircraft Carrier - United States USS Bunker Hill (CV-17) - Aircraft Carrier - United States USS Cabot (CVL-28) - Aircraft Carrier - United States USS  California (BB-44) - Battleship - United States USS Colorado (BB-45) -   Battleship - United States USS Enterprise (CV-6) - Aircraft Carrier - United States USS Essex (CV-9) - Aircraft Carrier - United States USS Franklin (CV-13) - Aircarft Carrier - United States USS Hancock (CV-19) - Aircraft Carrier - United States Haruna - Battleship - Japan HMS Hood - Battlecruiser - Great Britain USS Hornet (CV-8) - Aircraft Carrier - United States USS Hornet (CV-12) - Aircraft Carrier - United States USS  Idaho (BB-42) - Battleship - United States USS Independence (CVL-22) - Aircraft Carrier - United States USS Indiana (BB-58) - Battleship - United States USS Indianapolis (CA-35) - Cruiser - United States USS Intrepid (CV-11) - Aircraft Carrier - United States USS Iowa (BB-61) - Battleship - United States USS Langley (CVL-27) - Aircraft Carrier - United States USS Lexington (CV-2) - Aircraft Carrier - United States USS Lexington (CV-16) - Aircraft Carrier - United States Liberty Ships - United States USS Maryland (BB-46) - Battleship - United States USS Massachusetts (BB-59) - Battleship - United States USS  Mississippi (BB-41) - Battleship - United States USS Missouri (BB-63) - Battleship - United States HMS Nelson - Battleship - Great Britain USS Nevada (BB-36) - Battleship - United States USS New Jersey (BB-62) - Battleship - United States USS  New Mexico (BB-40) - Battleship - United State USS  New York (BB-34) - Battleship - United States USS North Carolina (BB-55) - Battleship - United States USS  Oklahoma (BB-37) - Battleship - United States USS Pennsylvania (BB-38) - Battleship - United States USS Princeton (CVL-23) - Aircraft Carrier - United States PT-109 - PT Boat - United States USS Randolph (CV-15) - Aircraft Carrier - United States USS Ranger (CV-4) - Aircraft Carrier - United States USS San Jacinto (CVL-30) - Aircraft Carrier - United States USS Saratoga (CV-3) - Aircraft Carrier - United States Scharnhorst - Battleship/Battlecruiser - Germany USS Shangri-La (CV-38) - United States USS South Dakota - Battleship - United States USS  Tennessee (BB-43) - Battleship - United States USS  Texas (BB-35) - Battleship - United States USS Ticonderoga (CV-14) - Aircraft Carrier - United States Tirpitz - Battleship - Germany USS Washington (BB-56) - Battleship - United States HMS Warspite - Battleship - Great Britain USS Wasp (CV-7) - Aircraft Carrier - United States USS Wasp  (CV-18) - Aircraft Carrier - United States USS West Virginia - Battleship - United States USS Wisconsin (BB-64) - Battleship - United States Yamato - Battleship - Japan USS Yorktown (CV-5) - Aircraft Carrier - United States USS Yorktown (CV-10) - Aircraft Carrier - United States Small Arms M1903 Springfield Rifle - United States Karabiner 98k - Germany Lee-Enfield Rifle - Great Britain Colt M1911 Pistol - United States M1 Garand - United States Sten Gun - Great Britain Sturmgewehr STG44 - Germany

Career Profile - Computer Programmer Essay Example | Topics and Well Written Essays - 1000 words

Career Profile - Computer Programmer - Essay Example When I thought of who I would interview about computer programming, Matt came to mind. He is a senior system operation manager at Dixie Electric Company. He has been a computer programmer for 25 years since his graduation from the Massachusetts University of Technology. He stood five feet tall, charming and very jovial. I initially met him during graduation party of one of my friends, where he was the main speaker. He gave a keynote address that forever ringed in me. How could I forget him? On this particular day, I meet him in his office. ‘Hello, Shen! It’s been a while. How are you fairing on?† He said as he welcomed me into his spacious office. It looked quite expensive.Gold linings donned the walls, with hanging frames of awards of his exemplary performance. â€Å"He must be living well,† I said to myself. After exchanging pleasantries, we delved into the subject matter. He acknowledged that his interest in computers began way back during his days in hig h school. During his senior year in high school, he decided to pursue computer programming as a career. He notes that most employers look for programmers who have had at least four-year training in programming. He reaches out to two files of applicants that sought an opportunity at the firm. â€Å"These are potential candidates who may have their application considered, â€Å"he interjects as he hands me the files to have a quick look. Matt is a strict person and a perfectionist. He always means what he says. What was his motivation in computers?

Institutional investment Essay Example | Topics and Well Written Essays - 1750 words

Institutional investment - Essay Example This development has shifted the attention to the role and importance of institutional investors to financial markets. What this means is that these entities came to dominate and dictate the trajectory and the pattern of investment choices, affecting the dynamics of financial markets in the process. This paper will explore this theme. This objective will be undertaken in the context of financial markets with high institutional investors. Institutional Investors: A Background There is no standard definition or precise concept explaining the dynamics of institutional investors. But Lumpkin (2000) offered a general view, which will effectively serve the purpose of this paper. He explained that institutional investors are those financial institutions that invest savings of individuals and non-financial companies in the financial market (pp.195). The breadth and diversity of this definition can be tempered by a key requirement: That, money is being managed by institutions as distinguished by those administered by retail investors. Based on this definition seven principal categories of institutional investors exist: private pension funds; state and local retirement funds; mutual funds; life insurance companies; property and casualty insurance companies; non-pension fund money managed by banks; and foundation and endowment funds (Baums and Buxbaum, 1994, pp.667). This classification highlights a diversity which means that institutional investors are driven and influenced by different factors. There are however commonalities. For example the sector operates on the basis of well-defined risk-return criteria and employs sophisticated investment strategies and methods (Blommestein and Funke, 1998, pp.69). Furthermore, the OECD identified the common factors that drive the growth of this sector: There is a rising demand for retirement â€Å"products† such as mutual funds and guaranteed-equity plans, among others, due to the increase of ageing population in developed economies; The technological development especially in communications, computing and information fields lead to the enhanced capabilities of institutional investors to provide intermediation and services that entail minimal risks, with all these transpiring at very high speed but at a cheaper cost; There is the deregulation of the banking and securities industries since 1980s, which intensified competition among financial institutions, further encouraged by easing of restrictions on cross-border capital flows (Lumpkin, pp.198). All in all, the theoretical underpinning for institutional investment is intermediation. Wealth is not directly funneled to the market. Instead, money is delegated by investors to managers who will manage it in turn. This is fundamentally different from investments by individual agents or by the manner by which corporate entities own and manage their stocks. The business model works because the operational landscape is conducive and the outlook is very favora ble as demonstrated by current statistics, trends as well as projections by experts and agencies like the OECD. The Role of Institutional Investment There is the claim that institutional investment is critical in the modernization of financial markets. To put it another way, its emergence has supposedly brought about reforms that led to the efficiency in financial market. This argument appears to be valid because institutional inv

Latin America Essay Example | Topics and Well Written Essays - 500 words - 3

Latin America - Essay Example Indigenous culture of the South Americans originates from the Incan empire. This empire was established in the year 1438 in the city of Andean for a period of 100 years. Communication was made easier in this region through the building of an expansive network of roads. The Incas built ports, signal towers and food storage facilities along this highway. This allowed the Incas to dominate the western part of the continent. Cultural landscape of South America changed immediately after the importation of African slaves. Most of the African slaves were brought to Brazil. This led to the integration of the African culture to that of indigenous Indian beliefs. Other historical cultures developed with both physical and cultural landscape (Keen & Haynes, 2012). Cowboy culture developed in pampas in the mid 18th century where they hunted herds’ of horses and cattle that roamed freely in the land (Un-Habitat, 2012). The rich history of South America is explored by contemporary cultures. Many organizations are trying to bring audience globally in order to spread social and political messages that will generate revenue from tourism and investment. The aim of these organizations is to ensure sustainable development in South America. Currently they are working on issues like environmental legislation, leadership training and cultural representation. Religious practices remain the stronghold of many South American cultures. Catholicism has dominated the entire continent while other spiritual beliefs dominate the secular activities. Carnival of Reo De Janeiro is an important secular practice that is celebrated 40 days before Easter. This is an important event in the catholic calendar and one of the largest revenue-generating events in Reo (Keen & Haynes, 2012). The Rio carnival is an important event in South America because it attracts many Brazilians and foreigners. During this time, the hotel

Careless Human Environmental Destruction

Careless Human Environmental Destruction For many reasons the human race could be called a blessing. Great advanced in technology, medicine and even the fact we are the most sophisticated species on the planet. Are we a gift to planet Earth, or far from it? With cast amounts of pollution and destruction of the planet, not to mention unthinkable acts of violence and hate that has been going on since the beginning of time. Are we really as sophisticated and important as we have led ourselves to believe? Are we any better than any other creature because we are more technologically advanced? Is the human race a blessing? Humans have destroyed and endangered more species on our planet than any other species or group, with our continuous pollution and lack of respect for out own environment. One area of the world affected by our careless habits is our coastlines and the marine habitats that vast amounts of species rely on. These particular areas of the world are being destroyed because humans dont seem to care as long as they make a couple of dollars in the process. Oil spills like the one in the Prince William Sound on the coast of Alaska and Hawaiian sea turtles and their many troubles with humans are just some examples of human carelessness and the consequences that the environment, particularly marine wildlife incur, which often are fatal. I chose this particular subject because I find the ocean and its unique and rare inhabitants to be interesting. Every coastline has its one unique species and no two areas are the same. I wanted to learn more about how humans are destroying the habitats of these unique creatures. I found that all species are in someway being threatened by human dominance and carelessness. From the common flounder or sea star you can find when you walk across the beach to a rare fish like the coelacanth (prehistoric fish that was believed to be extinct until one was caught off the coat of Madagascar by a local commercial fisherman until in the 1950s). The ocean can be a calm and loving but can easily turn into a vicious killer within seconds. All of these things are what I find so interesting about the ocean. I wanted to find out why people can continue to destroy it even though they know the effect of their actions. I guess some people are ignorant and just dont care if they destroy the things that m ake our environment so beautiful. One example of our careless destruction of our environment is the Exxon Valdez oil spill off the coast of Alaska in 1989. The Prince William Sound still shows signs of the oil spill tem years later. Most species have recovered since the spill, but many are still suffering. The Harbor Seal and herring are just two who are vital to the survival of all the species in the area. Herring are the main source of food for many species in the area, including humans. (Mitchell, p.98) The ecosystem is gradually recovering from the spill, says Molly McCammon, an Executive director of the Exxon Valdez Oil Spill Trustee Council, but it will never be the same as it was twenty years ago. The Exxon Valdez Oil Spill Trustee Council was founded to oversee the use of nine hundred million dollars to the area by the government after settling with the Exxon Company for one billion dollars in criminal and civil damages. One serious problem in the aftermath of Exxon Valdez is the decline of herring. (The tabl e shows the chave in populations of Prince William Sound before and after the Exxon Valdez spill.) Even more disturbing than the fact herring arent recovering as well as other species like them is the fact they were on the decline before the accident. This was a major issue because herring are the center of the ecosystem in the Sound. Many biologists now believe that over fishing of the herring has contributed to their decline. The Pacific Herring is just one species of the area, but if you see how important that one species is to the ecosystem of the Alaskan coast than you begin to see how important all species are to their particular habitats. This is just one example, but if you take a species out of its environment, then a chain reaction would occur, hurting the species around it. Another species that biologists are beginning to study wit the money received from the Exxon Valdez settlement is the Alaskan Salmon. The oil spill has left the Alaskan Salmon on the decline until recently, but still the species is reeling. The last two years have been extremely positive for the Alaskan Salmon population, stated one Alaskan biologists. But her concerns were more focused on the salmon offspring, which had been effected by the spill. Fry, as seen in the left vial, were damaged by the oil. The fry still come in contact with oil when oil pockets seep into some intertidal spawning streams. These pockets are like mines, says Jeffrey Short, a scientist with the National Marine Fisheries Service. Scientist discovered the oil caused genetic defects in salmon. Many species in the Prince William Sound are still recovering from the spill. This is just one spill and you can see the devastation it has made upon its ecosystem. This has been called one of the worst oil spills in his tory. But you can imagine there has been numerous spills that are almost as areas might never fully recover from the spill on their ecosystem. The devastation of an oil spill is just one of many causes of marine destruction that humans are guilty of. Many other species suffer from damaged habitats. Another example of humans destroying their environment and the unique species that live there is Hawaiian Sea turtles. The turtles are becoming endangered because of loss of habitat. The overwhelming presence of humans in the turtles habitat is making is harder for turtles to find areas where they can lay their eggs. The loss of nesting sites if hurting the reproduction of sea turtles because unpopulated beaches are becoming harder to find. Sea turtles have an affinity for certain beaches and when they cannot lay their eggs there they have to find new areas which can take time. Other reasons why the turtles are being threatened are pollution of the ocean and netting. Pollution in the form of debris is killing turtles. They can ingest the plastic debris and it makes it hard to get the nourishment needed from the food they eat. Netting is another killer of turtles. Fishing nets set out by commercial fisherman are a definite killer of sea turtles in the Hawaiian Islands. (http://www.tur tles.org/marines). Erosion of beaches also hurts the sea turtle population. The lack of beach force turtles to lay their eggs in a smaller area. When humans try to stop or reduce erosion it disturbs the turtles even more. Sea walls, canals, jetties, and sandbagging are all things that are used by humans to stop erosion, but they are hurting the turtles more than they are helping them. They need dry land in order to lay their eggs and these structures are deducing land even further. Fibropapilloma Tumors are a serious threat and are beginning to show up on turtles in Hawaii and other areas with large numbers of sea turtles. They were first seen in turtles around 1930, but it wasnt until 1980 that the tumors began to show up in epidemic proportions. The green turtles were the only known species to have the tumors, but it has recently been discovered in other turtle species. The most effected areas of the world are Hawaii, Florida, and Australia. (http://www.turtles.org/threats.htm) All of these threats to turtle population are hurting their hopes of survival. But people out to help the sea turtles such as Denise Parker who works with a marine turtle program in Honolulu, Hawaii, have worked hard and the population of marine sea turtles has actually been on the rise in recent years. The turtles population is coming up from endangered and threatened to a safe number, but that isnt far enough for many who care about the turtles. They continue to help increase the population because they know they would begin to decline again if they didnt have any help. Many groups such as the Marine Turtles Research Program and the National Marine Fisheries Service are helping to restore the turtles in Hawaii. There are also many individuals whose work with the sea turtles have helped in preserving them and their natural environment. One of these people is Ken Nichols. Nichols is a supporter of turtles and he is trying to make the people aware of the environment in the Hawaiian Is lands. He feels that the most important thing we can do is conserve the wilderness and beaches from expansion. We need to educate people about the turtles especially children. When asked about how we can save the environment and the habitat of turtles as well as other species Nichols said, This is obviously a difficult task as the human population continues to grow, which means we are constantly expanding into wild areas which support bio-diversity of all types. I believe the greatest task is education of children and more efficient use of the existing areas we are using. These two ideas, are good examples of how the human race destroys the environment around them. We continue to hurt our wildlife, but there are people out there to fight against the pollution and destruction caused by large corporations and businesses. The Endangered Species Act of 1973 has helped tremendously in the battle for survival of species like the turtles in Hawaii as well as other threatened and endangered species of out planet. (http://www.fws.gov/r9end.com). This act prohibits the further destruction or death of the species. By the Endangered Species Act, citizens of the United States are prohibited from taking an endangered or threatened species, declared by the U.S. Fish and Wilidlife Service, from its environment whether on United States soil or in its waters. Punishment if caught breaking the lwas instead in this act are as follows; 25,000 dollars if caught violating the rules listed above, 12,000 forknowingly participating in the importing or exporting of such species . Any person who otherwise violates any provision of this Act, or any regulation, permit, or certificate issued hereunder, may be assessed a civil penalty by the Secretary of not more than $500 for each such violation. (http://endangered.fws.gov/esa.html) Although this act is a great step towards the restoration of threatened and endangered species many feel the act isnt worth the money. A proposed amendment to the Endangered Species Act threatened many aspects of the project. The proposed amendment was an attempt to undermine the project of funding and political support. The amendment to section 403 of the Endangered Species Act would literally wipe out many of the endangered species protected by this bill. The sea turtles of Hawaii wouldnt stand a chance if the amendment would have passed, said supporters of the Endangered Species Act and endangered species around the world, We cant just let them take back what we have worked so hard for. Shrimp nets alone kill 55,000 turtles a year in the Hawaiian Islands. (http://www.turtles.org/threats). If the Endangered Species Act is undermined where will these endangered species turn? Some senators who support the amendments to undermine the act are back in congress for a second term and many feel the amendments to the Endangered Species Act will be brought up again and re-voted. (http://www,turtles.org/threats). Senator Slade Gorton was one supporter of the bill to undermine the Endangered Species Act. Are these accusations of inhumanity and lack of care for nature completely true about Senator Gorton? On Senator Gortons web site (http://senate.gov/~gorton), he shows his compassion for nature. A letter thanking him for his help on saving trees and several streams in his home state of Washington from the Sierra club was one such article bringing up questions of whether he was so bad. Others seem to think otherwise, but it is hard to tell without actually knowing him or all his work. Many other laws and acts have been implemented to stop the decline in population of many endangered and threatened species. One it the Marine Mammal Act, which protects the many species in our oceans. The Clean Water and Clean Air acts were also adopted to help protect these endangered species from human threats. One example of how humans have hurt many different species of animals is pesticides, especially the pesticide DDT, which was used in World War II to keep insects away from soldiers. After the war, the pesticide was brought back to the United States and used very carelessly. DDT seeped into the streams and contaminated almost every species that ate fish or other animals that had been infected with DDT. From the contaminated fish the pesticide went up the food chain and began killing off the bald eagles. After the substance DDT was nationally banned in 1973 the bald eagle has begun to make a comeback like most of the other species affected by our carelessness. (Discovery, The Bald Eagle). Just because the Bald Eagle is the symbol of our country does that mean we have more of an obligation to protect it than the sea turtles? Hopefully we will be able to stop the amendments one more time, but if they are made what will happen to the animals that depend on it? We have the obligations to protect these animals. We have placed them in this situation and it is our fault many of these species are endangered today. We cannot continue to let them slip away if we can do something about it. Many organizations are trying to keep these laws in place. Others who feel that our money should go to more worthy causes, even though we personally are responsible for the decline in many species. I think we need to support the laws that are in effect as of right now and try to get better funding for the organizations that are already in place. We dont need new laws, we need to support and help fund the ones we already have. The U.S. Fish and Wildlife Service is one of the big organizations that helps protect the endangered species as well as helping to educate and fund other small organizations that can do their part as well. It may not be easy to get funding for programs like the U.S. Fish and Wildlife Service, but we can achieve this goal if we work hard. A good example of how we can help to preserve our endangered wildlife is we can implement a tax that will provide money to these programs. We can add a tax to companies who contribute to the destruction of our environment. For example, if a company produces pollution they should be forced to pay a tax. We can place a standard tax for all companies and corporations who do this or we can base the amount owed by the amount of pollution or amount of destruction caused by the corporation on the environment. For companies that we are unable to tell how much exactly contribute to the destruction of the environment, we can require a base sum. A starting base sum could be five hundred dollars a year for all the companies who contribute to the destroying of the Earth. We can assemble a committee of U.S. Fish and Wildlife agents to assess the amount of pollution a company produces and then a fitting cost for that pollution. It might take a little while to put this proposal into effect. If we anticipated the slow advancement of passing the law in congress it would take six or seven years to implement this law. It wouldnt take a lot of money, but definitely some money would be required. It would take several thousand to advertise if it wasnt donated by a company who felt strongly about the issue at hand. I would think an estimate of about $500,00-60,000 dollars would easily cover the expenses of advertising, salaries for workers and any other expenses. Donations and fundraisers would be used to accumulate enough money to get the support of the people. When I discussed my proposal with my friend, she felt that it was a good idea and that the organizations like the U.S. Fish and Wildlife Service need the money to study and set up programs to save endangered species and these programs need money. She felt it would be hard to get the bill passed because congressmen have ties with big corporations that pollute and they wouldnt have to pay fees. So most likely the proposal would be stopped. Although she didnt see the bill being passed she said that if we accumulate enough money to advertise and get the support of the people, congressmen would be forced to vote for the bill or they might not be reelected. If she has strong feelings about this subject, Im sure the majority of this society is concerned about the environment and about our future. We need to try and get funds for programs and organizations that help endangered and threatened species. Many organizations rely on donations and money from supporters. We need to find ways to get more money for these programs and the proposal of taxes on companies who pollute is just one possibility. Everyone contributes to the destruction of the environment and we all have to do our part to help the species we are killing off. Species like the Pacific Salmon, who were threatened by the Exxon Valdez oil spill of 1989. As well as other species like the sea turtles in Hawaii who were on the verge of extinction until a recent turn around because of help from organizations and individuals. Individuals who take the burden upon their shoulders and make it their business to make up for all the people who could care less what happens to their environment. We need to protect our environment form the people who seek to destroy it for money and success. I think the beauty of the ocean is worth saving. Every creature and every unique species is a creature worth saving. We dont have the right to kill those who arent as smart or sophisticated as us. They have just as mush right to the Earth as we do. We dont have the right to over fish herring in Alaska or cut down all the trees in rain forest s just for money and the profit these resources create.